REGISTERED INVESTMENT ADVISORY vs. BROKERAGE AS DIFFERENT AS NIGHT AND DAY

What’s the Difference and Why Should You Care? If you are one of the many individuals who believe the two...

RAISING THE ISSUE OF ANNUAL RAISES: A METHODICAL APPROACH IN THESE TIMES OF UNCERTAINTY

If your financial institution is anything like the programs that I communicate with on a routine basis, your staff has...

Where have all the seasoned MBSs gone?

Once a readily available investment option, seasoned MBS’s are becoming increasingly scarce in the secondary trading arena, especially those with...

WHEN DOES PAYING MORE MAKE SENSE?

Premium vs. Par Bonds: WHEN DOES PAYING MOREMAKE SENSE? “Price is what you pay. Value is what you get” –...

GENERATING NEW ISSUE MUNI’S VS. SECONDARY PURCHASES

Fixed Income Securities: NEW ISSUE MUNI’S VS. SECONDARY PURCHASES An Apples-to-Apples Comparison? We live in a society that operates in...

Dr. Ed Seifried’s FOMC Meeting Commentary Report – April 27, 28

FEDERAL OPEN MARKET COMMITTEE (FOMC) MEETING RESULTS: DATE: April 27 – 28, 2021  |  MEETING LOCATION: Virtual 1Fed pledges to use full...

GENERATING RETURNS USING FLOATING RATE MBS

Chasing Yield and the Race to Zero “Chasing Yield” and “The Race to Zero” are two terms being tossed about...

A COMMUNITY PERSPECTIVE OF A GLOBAL SITUATION: LIBOR TO SOFR

“You need lucky breaks to be successful.”Richard Branson I don’t know if the Intercontinental Exchange Benchmark Administration’s (IBA) announcement on...

KICK UP PERFORMANCE WITH KICKER BONDS

“The fundamental law of investing is the uncertainty of the future.”  Peter Bernstein As Mr. Bernstein once said, uncertainty is...

Taxable Municipal Bonds, Gaining Ground in a Low Interest Rate Environment

With over $170B of taxable municipal bonds issued in 2020, the year marked a ten year high for new issues,...