Archives

  • EXECUTIVE SUMMARY: DR. EDMOND J. SEIFRIED Q1 2021 ECONOMIC ANALYSIS

    BREAKING NEWS — MARKET SPECULATION & THE STATE OF THE ECONOMY   DATE: May 5, 2021  | BY: Dr. Edmond J. Seifried,...

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  • MITIGATING THE RISK OF PREPAYMENTS

    What is an MBS:  A mortgage-backed security is a type of debt security collateralized by mortgages and primarily offered through...

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  • DEVELOPING AN ANNUAL ALCO CALENDAR AS A BEST PRACTICE

    There just aren’t enough hours in the day. How often does that thought cross your mind?Our lives are so busy...

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  • GENERATING ADDITIONAL YIELD THROUGH BOND SUBSTITUTION and AGGREGATION

    Change In Mindset – Change In Yield? “To enjoy a reasonable chance for continued better-than-average results, the investor must follow...

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  • REGISTERED INVESTMENT ADVISORY vs. BROKERAGE AS DIFFERENT AS NIGHT AND DAY

    What’s the Difference and Why Should You Care? If you are one of the many individuals who believe the two...

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  • RAISING THE ISSUE OF ANNUAL RAISES: A METHODICAL APPROACH IN THESE TIMES OF UNCERTAINTY

    If your financial institution is anything like the programs that I communicate with on a routine basis, your staff has...

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  • Where have all the seasoned MBSs gone?

    Once a readily available investment option, seasoned MBS’s are becoming increasingly scarce in the secondary trading arena, especially those with...

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  • WHEN DOES PAYING MORE MAKE SENSE?

    Premium vs. Par Bonds:WHEN DOES PAYING MOREMAKE SENSE?“Price is what you pay. Value is what you get”- Warren BuffetShould interest...

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  • GENERATING NEW ISSUE MUNI’S VS. SECONDARY PURCHASES

    Fixed Income Securities: NEW ISSUE MUNI’S VS. SECONDARY PURCHASES An Apples-to-Apples Comparison? We live in a society that operates in...

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  • Dr. Ed Seifried’s FOMC Meeting Commentary Report – April 27, 28

    FEDERAL OPEN MARKET COMMITTEE (FOMC) MEETING RESULTS:DATE: April 27 - 28, 2021  |  MEETING LOCATION: Virtual1Fed pledges to use full range of...

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